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Kabbage EU AI Act Compliance Profile
American Express · Visit website ↗
① Risk Classification
MINIMAL
Voluntary
Minimal Risk AI System
② Model Info
③ Provider Info
④ Obligations
3apply
~16h effort
□ Ensure AI Literacy of Staff
□ Finance: AI Credit Scoring and Lending Decisions is High-Risk
□ Finance: AI in Insurance Pricing and Risk Assessment is High-Risk
$ npx complior scan
Your risk depends on how you use Kabbage
| Usage Context | Risk Level | Obligations |
|---|---|---|
| Internal coding tool | MINIMAL | 3 obligations (~12h) |
| Customer support bot | LIMITED | 7 obligations (~32h) |
| HR screening / hiring | HIGH | 19 obligations (~120h) |
| Credit decisions | HIGH | 19 obligations (~120h) |
| Medical triage | HIGH | 19 obligations (~120h) |
Why this tool is classified as MINIMAL
Kabbage is an AI model.
Applicable Articles
Who does what
American Express (provider)Their job
- •Ensure AI Literacy of Staff (Article 4)
- •Finance: AI Credit Scoring and Lending Decisions is High-Risk (Annex III point 5(b))
- •Finance: AI in Insurance Pricing and Risk Assessment is High-Risk (Annex III point 5(c))
You (deployer)Your job
- •Ensure AI Literacy of Staff (Article 4)
- •Finance: AI Credit Scoring and Lending Decisions is High-Risk (Annex III point 5(b))
- •Finance: AI in Insurance Pricing and Risk Assessment is High-Risk (Annex III point 5(c))
Risk Assessment Reasoning
Kabbage classified as minimal risk. Only AI literacy (Article 4) obligations apply. Voluntary codes of conduct encouraged.
Similar Models
Frequently Asked Questions
What is Kabbage's EU AI Act risk classification?
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Kabbage is classified as MINIMAL under the EU AI Act.
What are my obligations if I deploy Kabbage?
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As a Kabbage deployer, you have 3 base obligations (~16 hours estimated effort). Key articles: Article 4, Annex III point 5(b), Annex III point 5(c).
What is Kabbage?
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Kabbage is a Unknown model. It has 0 downloads on HuggingFace.
What are the EU AI Act deadlines for Kabbage?
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Already passed: Ensure AI Literacy of Staff — 2025-02-02. Upcoming: Finance: AI Credit Scoring and Lending Decisions is High-Risk — 2026-08-02. Upcoming: Finance: AI in Insurance Pricing and Risk Assessment is High-Risk — 2026-08-02.
Check Kabbage compliance in your codebase
One command to scan. Open-source CLI.
$ npx complior scan