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S&P Capital IQ AI EU AI Act Compliance Profile

S&P Global · Visit website

Risk Classification
MINIMAL
Voluntary
Minimal Risk AI System
Model Info
Provider Info
ProviderS&P Global
Categoryother
Visit website
Obligations
3apply
~16h effort
Ensure AI Literacy of Staff
Finance: AI Credit Scoring and Lending Decisions is High-Risk
Finance: AI in Insurance Pricing and Risk Assessment is High-Risk
$ npx complior scan

Your risk depends on how you use S&P Capital IQ AI

Usage ContextRisk LevelObligations
Internal coding toolMINIMAL3 obligations (~12h)
Customer support botLIMITED7 obligations (~32h)
HR screening / hiringHIGH19 obligations (~120h)
Credit decisionsHIGH19 obligations (~120h)
Medical triageHIGH19 obligations (~120h)

Why this tool is classified as MINIMAL

S&P Capital IQ AI is an AI model.

Applicable Articles

Article 4Ensure AI Literacy of Staff
REQUIREDDEADLINE PASSED
Obligation under Article 4 for S&P Capital IQ AI deployers.
Annex III point 5(b)Finance: AI Credit Scoring and Lending Decisions is High-Risk
REQUIREDAUG 2026
Annex III point 5(c)Finance: AI in Insurance Pricing and Risk Assessment is High-Risk
REQUIREDAUG 2026

Who does what

S&P Global (provider)Their job

  • Ensure AI Literacy of Staff (Article 4)
  • Finance: AI Credit Scoring and Lending Decisions is High-Risk (Annex III point 5(b))
  • Finance: AI in Insurance Pricing and Risk Assessment is High-Risk (Annex III point 5(c))

You (deployer)Your job

  • Ensure AI Literacy of Staff (Article 4)
  • Finance: AI Credit Scoring and Lending Decisions is High-Risk (Annex III point 5(b))
  • Finance: AI in Insurance Pricing and Risk Assessment is High-Risk (Annex III point 5(c))
See full obligation checklist

Risk Assessment Reasoning

S&P Capital IQ AI classified as minimal risk. Only AI literacy (Article 4) obligations apply. Voluntary codes of conduct encouraged.

Similar Models

Frequently Asked Questions

What is S&P Capital IQ AI's EU AI Act risk classification?

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S&P Capital IQ AI is classified as MINIMAL under the EU AI Act.

What are my obligations if I deploy S&P Capital IQ AI?

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As a S&P Capital IQ AI deployer, you have 3 base obligations (~16 hours estimated effort). Key articles: Article 4, Annex III point 5(b), Annex III point 5(c).

What is S&P Capital IQ AI?

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S&P Capital IQ AI is a Unknown model. It has 0 downloads on HuggingFace.

What are the EU AI Act deadlines for S&P Capital IQ AI?

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Already passed: Ensure AI Literacy of Staff — 2025-02-02. Upcoming: Finance: AI Credit Scoring and Lending Decisions is High-Risk — 2026-08-02. Upcoming: Finance: AI in Insurance Pricing and Risk Assessment is High-Risk — 2026-08-02.

Check S&P Capital IQ AI compliance in your codebase

One command to scan. Open-source CLI.

$ npx complior scan